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Factors
that may affect how you pursue the recovery of your claim:
Accident
wasn't your fault – Third Party Claim:
Generally, you are owed by the responsible party for your entire
amount of damages no matter where the accident happened or the
completeness of repairs.
…
“Compensation for damages to personal property can include
"the reasonable cost of repair or restoration, with
due allowance for any difference between the original value and
the value after repairs."
Second Restatement of Torts Section 928
Accident
was your fault– First Party
Claim:
Generally, if you have full insurance coverage, you are owed to completely
restore your vehicle. After an accident, it is likely that there
is evidence of repairs,
and that your vehicle was not completely
restored. Along with your Report,
it may be best to hire an independent appraiser to
document any and all evidence of repairs.
If there is a dispute over the quality of repairs, what was paid
and if items that were paid for were, in fact, completed within
industry standards it would be best to hire an appraiser to make a
complete audit of your claim.
Tax
Deduction:
If your loss is not covered by insurance you have still sustained
a loss and may take advantage of a tax deduction!
Our goal is to provide YOU with the education and ability to
recover all losses you are owed.
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